Affordable & Flexible

Ways to Make In Home Care More Affordable

When you and your family have come to the conclusion that your aging loved one is no longer able to manage the home without help, the next step is to decide what kind of help is needed and how often. Once you have an idea about what is needed, assess the current resources to determine how much of the help can be accomplished by family and friends and how much needs to be provided by outside resources. Even if private family and friends can provide the majority of care, it is a good idea to have in-home care ready to fill in when family or friends are unable to perform their care giving tasks.

If you are like most families, providing all the needed care for your aging loved one may not be possible. Perhaps you live too far away from your loved one to visit regularly or your schedule is already filled with working and caring for your children. If this is the case, do not feel guilty. This is a normal part of life and the reason Home-Aid Caregivers has been a trusted resource in the Tyler, Texas area for over ten years.

Here are some tips to help manage the cost of in home care:

    1. Leverage the help of family and reliable friends first. Your aging loved one will be most open to having help when those helpers are mostly family and friends. Knowing the scope of what needs to be done, create a schedule of those able to help and what their tasks will be when they come to your loved one’s home.
    2. Fill in the gaps with appropriate levels of care. Once you have a schedule in place for family and friends, compare the tasks that are still open with the types of services needed. For example, does your loved one need a skilled nurse to look after specific medical needs or do you need a professional caregiver to help your loved one with bathing, dressing and getting around the house? Skilled nursing is often covered by healthcare plans or Medicare for specific needs and a set period of time, while in-home care is generally an out of pocket expense with a scope of care duties decided upon by the family, loved one, and the in-home care agency.
    3. Use a split shift schedule. Rather than paying for a full day of care when your loved one really just needs help getting up, bathed, and dressed in the morning and then getting ready for bed in the evening, work with your in-home care provider to schedule a split shift of 2-4 hours in the morning and then 2-4 hours in the evening. The rest of the day might be broken up with check-in visits from family and friends or scheduled activities with the local senior center.
    4. Share the care. Consider a combination of skilled nursing, private in-home and agency in-home caregivers. If your loved one needs more supervision than just a few hours a day, it may be more cost effective to use a combination of services. If your loved one needs some skilled nursing care, schedule those services separate from other in-home services. Perhaps you can schedule in-home care from an agency such as Home-Aid Caregivers for the day after the skilled nurse has finished caring for your loved one, and then hire a private caregiver to spend nights and weekends with your loved one.
    5. Shop Around. Like Home-Aid Caregivers, many in-home services offer free in-home consultations. We highly recommend consulting with at least three different home care agencies so that you can find the best care available for your loved one while staying within your budget. Because we collaborate with you and your loved one to develop a schedule that works best for you, Home-Aid Caregivers can provide that flexibility in your schedule and budget that can make the transition to home care more comfortable.
    6. Consider the overall costs. While it may seem cheaper to hire a private caregiver to cover all the unfulfilled tasks, keep in mind that you are now that person’s employer and need to keep track of hours worked, pay, tax reporting. It is also your responsibility to conduct interviews, background checks, follow up with references, and possibly train your caregiver. These tasks take time and can cost money as well. If that caregiver does not work out, you have to start the process all over again. To contrast, in-home care agencies are responsible for screening, interviewing, handling payroll and taxes, as well as monitoring their employees on the job. This can bring greater peace of mind and fewer headaches than employing private caregivers.
    7. Consider private care givers own schedule and issues.  When you use family and friends to care for your family member, they have their own lives: vacations, work schedules and days when they are not feeling well get in the way of home care. Using Home-Aid Caregivers, Ltd. means that you have no interruption in your loved one’s care, because we use our team to cover any issues that may arise with your caregiver. This provide a great stress release for the family and friends to live their life so everyone can be where they need and want to be.

Our home care services are also available in hospitals, rehab centers, skilled nursing facilities, assisted living facilities, and congregate living facilities. To find out more, or to schedule a free, in-home consultation, please call Home-Aid Caregivers at (903) 533-1300.